Getting your wearable device repaired can be better and more cost-effective than having to pay your cell phone insurance deductible. If you take a look at the price of a mobile device without a contract, you will see that these little devices are not cheap at all and, in fact, many of them cost more than $500 USD! That’s not the price you paid for your phone, though, is it? This is because stores that sell mobile phones get paid for every contract they sign, and if you terminate your contract early, they will still get your money. Wearable device insurance can be a good investment if you lose your device, but with sites like eBay, Craigslist and Amazon it can be cheaper to get a new wearable device than to make an insurance claim. So, is it worth repairing a cell phone?
Did you break your digitizer by dropping your phone? Many people every day drop their phones on the pavement, in the bathroom, and in places beyond me. Now for a cell phone repair specialist to fix your digitizer this will cost you less than $120 USD on an iPhone 4. The cost for your insurance to replace your iPhone with a refurbished device is $180 for an iPhone 4 if you have your insurance through Seguro. This doesn’t include your monthly deductible that you’ve been paying every month throughout your career, and they make money on that too. I’ve found that the average monthly premium price is around $10 USD, even for your iPhone 4. A little elementary math will show you that it’s cheaper to have your digitizer replaced by a mobile repair specialist, and a cracked screen is something that Apple will not cover under its warranty.
I know you must be thinking that having mobile device insurance is a scam, and it may depend on your view of the situation. These phone insurance companies buy broken phones in bulk and fix them. Then they send you one of those mobile phones. I’ve taken apart a couple of those refurbished phones, and some have missing screws, show signs of water damage, and the list could go on and on. If you’ve lost your cell phone, you can get a used one from one of the sites listed above for about the same price as your deductible. With mobile device repair becoming more prominent in larger cities, it will be easier for you to find a cell phone repair center near you. I seem to have seen a lot of these device repair agencies pop up overnight, and you might want to be careful with your choice.
I would do my research before needing this type of service so that I don’t have to struggle to make a decision on a company. I would follow these rules when choosing a mobile device repair company: Do they list their prices on their website? If they do, it’s more likely that they won’t change their prices on a regular basis, and they should know their market. Do you offer guarantee? Most of the laptop repair companies I’ve come across offer a warranty of at least 90 days. Do you have spare parts in stock? Any of these companies that have been around for a while will have spare parts in stock for the most popular phones they service, because no one wants to wait. Do you receive mail on the phones? The strongest of these companies are ready to accept phones from anywhere in the world. Most of the time, they can get your phone back to you in less time than your insurance.
We can all hope that we never drop our phones, run over them or take them swimming. Honestly, the chances of this happening are higher than finding $5 on the sidewalk. We may all need a great cell phone repair service one day, but not all of us need cell phone insurance. It’s a huge waste of money, and even though it’s only $10 a month. Ten dollars a month for a year is the same price as having your screen replaced, and if your regular cell phone goes down and crashes, get an Otter Box!