While there have been plenty of jokes around female drivers, research has shown that fewer women make a claim on their car insurance than men. As a result of this, many specialty insurers now offer cheaper car insurance and good deals especially aimed at women through car insurance for women.
There are many advantages to purchasing auto insurance for women in addition to getting some of the cheapest policies available. Deals with women in mind usually consist of bag insurance and some sort of covered breakdown added to the insurance, which of course are great bonuses for peace of mind and safety. When it comes to auto insurance for women, the main auto insurance options are comprehensive, third party fire and theft, and third party only.
Comprehensive insurance is of course the largest coverage you can take out and covers any repair to your car and anything else if you are the cause of an accident, it also covers fire and theft and some include liability insurance to a certain extent . This type of coverage, unsurprisingly, is the most expensive type of insurance, but if you have a new car or your car exceeds a certain amount, then it might be the only insurance option available.
Third party fire and theft is cheaper but doesn’t give you as much coverage, it will protect you against damage to your car from fire and of course if it gets stolen and it will also pay for damage done to another vehicle in an accident but not to repair yours. Third Party Only is the cheapest coverage available, but it only covers damage to the other car or a third party in the event of an accident.
There are many insurers that specialize in auto insurance for women, and by using a specialized auto insurance broker, you can get various auto insurance quotes especially geared toward women who not only have the cheapest premiums, but also have additional extras and bonuses that benefit female drivers.