Lowes Credit Card, owned by GEMB (GE money bank), offers us 2 versions of the card. The only difference between them is that one of them is meant to be used by a regular customer and the second is for business customers only. Lowe’s offers quite attractive features for its cardholders.
features and benefits
Having the Loves Card is a great benefit. Let’s find out why:
- No annual fee
- 21.9% APR
- Online Request for Credit Balance Refund
- 26-day grace period Low monthly payments
- Online Request for Credit Balance Refund
- 26 day grace period
- – Adding authorized users free of charge
- – Three versions of card design.
- – Electronic invoice service to receive invoices online
- – Card replacement service
- – Facilitation of the change of credit line
- – Online card account access is protected by the secure socket layer
Restrictions
If you are going to have a Lowes credit card, you should also know all about its restrictions. They are:
* Cards do not offer inaugural APR.
* Payments sent by mail take seven to ten days to process.
* Requests to change the due date of payments are not accepted.
* Gift cards are not accepted as a way to make card payments.
Do you want to apply for the card?
Applicants who have fair credit history generally receive credit card approval. As usual, 7 out of 10 applicants are approved. Lowes credit card approval takes approximately 2 weeks.